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Rates & Fees
 

Savings Rates  | Certificate Accounts  | Loan Rates  

The dividend rate and annual percentage yield may change at anytime, as determined by the credit union Board of Directors. Rates and terms are accurate as of Wednesday, November 16, 2011 and are subject to change.
 
Savings Accounts
  Annual Percentage Rate Annual Percentage Yield
  $50.00 - $999.99.150%.150%
  $1000.00 - $9999.99.150%.150%
  $10,000.00 & Up.150%.150%
 
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Certificate of Deposit
Regular Certificates Dividend
Rate
Annual
Percentage
Yield
Minimum
Opening
Balance
Minimum
Balance to
Earn Interest
Dividend
Compounded/
Credited
  6 months.250%.250%$1000.00$1000.00at Maturity*
  12 months.450%.450%$1500.00$1500.00at Maturity*
  18 months.500%.501%$5000.00$5000.00at Maturity*
 
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Loan Rates      
Rates are subject to change at the discretion of the Board of Directors. Term listed is the maximum term available for qualified borrowers. Other conditions may apply.
 
Loans Approximate Term
(in months)
Annual Percentage Rate Collateral
Unsecured
Unsecured Loans - $4,500 limitup to 48may be as low as11.00%N/A
Vacation Loan - $1,500 Limitup to 12may be as low as 4.50%N/A
Secured
Shares Secured - $10,000 or lessup to 60Share Rate + 3.00%Shares on Deposit
Shares Secured - $10,001 or moreup to 120Share Rate + 3.00%Shares on Deposit
Vehicle
Auto, Boats, RVs, Motorcycles (2010 or newer)up to 60may be as low as 2.75%Purchase Price (new) including tax, title & license
Auto, Boats, RVs, Motorcycles (2006-2012)60 to 72may be as low as 4.50%$30,000 & up only
Auto, Boats, RVs, Motorcycles (2002-2005)up to 36may be as low as 5.00%NADA Retail Value (used) including tax, title & license
 
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